Volume 1, Issue 1 July, 2000

Livery Exchange Client Newsletter

Commercial P/C rates increasing...

Property and casualty rates across the country are beginning to harden for accounts of every type and size. This is according to the new Commercial Insurance Market Index published by The Council of Insurance Agents and Brokers. As a result, you can expect to see price increases for new and renewal Livery Insurance. A company's Loss Experience will play a major roll in determining the final premium, so Claims Management becomes more important. The best way to control the cost of your insurance is to control claims. Immediate post accident response and aggressive adjusting will control much of the experience. In addition, good hiring practices becomes even more of an issue than ever before. For this reason, we include the following Sample Moving Violation Employment Guidelines. Remember.... The Goal is Safety!!!!!!!

Accident Chart

Livery Exchange News

Announcing!
New Discounted Workers Comp Program

• Small Accounts ($500 & up) 5% to 10% total credits
• Fast Comp ($1,000-$25,000) 15% deviation
• Enhanced ($2,500 & up) up to 30% total credits

** Direct-Bill Program-12 equal installments at no finance charge
Plans, deviations & credits will vary by state