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As the owner of a livery vehicle or fleet, it is no secret that this industry is made up of two major segments: corporate and retail. However, those who are new to the industry may not be as educated on this! As your livery insurance experts and provider, we have a few pointers that are crucial to know before you go and choose a vehicle. First, it is important to figure out which market you are going to target.

When a driver goes to choose a livery vehicle, a lot of factors may run through their mind. It is not just a question of which vehicle looks sharp; there are a variety of factors that play into the final decision. It is important to consider whether the driver wants a new vehicle, old vehicle, what type of vehicle, length, style and much more. With all these decisions to be made, it may be hard to even start thinking about the livery insurance you will need to go with it!

As the owner of a livery vehicle or company, it is important to keep track of regulation changes and even legal disputes within the business. If you are not up to date and aware of changes, you may find yourself facing an issue or even lawsuit. Luckily, having livery insurance will keep your company afloat but it is still best to be informed on the latest news.

As a livery operator, whether you drive a taxi or limousine, you know that safety comes first. As a result, you always have the passenger’s best interest in mind and make sure you are properly covered with livery insurance. However, there just may be cases where safety is taken too far. Are you aware of the NYC TRIP case and ruling?

Last week, we went over 10 different accidents in which you would be over 50% at fault. While we wish there were only 10 ways, there is still another round of faults to go through. At Wolpert Insurance, we believe it is important to go through these scenarios, especially if you are the owner of a livery vehicle or company in Massachusetts. If you can avoid being at fault, you may be able to avoid a costly lawsuit or bill. For those times that you are at fault, a well thought out and strategically designed livery insurance program should kick in to cover you.

As a livery operator, you understand the risks you face on a daily basis. The road is a dangerous place and if you or your drivers are not careful, you may find yourself facing an unexpected accident, or worse, a lawsuit. It is crucial that you look into reliable livery insurance for your company in order to protect all the vehicles in your fleet. It is just as important to understand when you may or may not be at fault if you are involved in an accident in Massachusetts.

Are you looking to start a limousine business?  In such a tough economy, it may seem logical to choose a career in the passenger ground transportation industry. This industry does not only fare better than most during tough times, but is always in demand. So, where do you start? Well, let’s start with livery insurance.

There are many aspects of the livery industry that are completely unique and unlike other businesses which incorporate commercial vehicles. One factor in particular is your workforce.

Many livery businesses operate by using “independent contractors”. Although you can secure commercial auto or workers compensation coverage through a number of agencies, are you confident in their ability to determine what coverages you and your independent contractors require and need from your insurance program?